Frequently Asked Questions

It will depend on how much deposit that you have and the lender that you use. Your level of income also plays a role and your own personal circumstances. Please get in touch so that we can talk you through your options and give you a tailored affordability assessment. 

As a rule of thumb 5% would be the minimum most lenders would require, however this can vary depending on the type of purchase that you are making and your own personal circumstances. Please get in touch for more advice on this.

There are so many options out there and your bank or comparison website doesn’t take into account your own personal circumstances, requirements and needs. We source the whole of the mortgage market after assessing your needs to provide you a full advice and recommendation service. You will have a dedicated contact throughout to guide you through the process.   

Most estate agents will request to see an agreement in principal when you make an offer on a property. We will make sure that you have this available when needed to give you the confidence to make an offer on your chosen property. 

Yes, some insurances are a requirement from the lender and are essential. Your property will be one of the largest purchases you will make in your lifetime. We offer a full advice and recommendation service to provide you with a tailored quote to make sure that in the worst case scenario you will be protected – this could be a small contents claim right up to a significant event that requires the mortgage to be repaid for you or your family. 

Please contact us via the contact us on our website or admin@mortgagesearchltd.co.uk 01908 015682 or 07539357053. We can have an initial chat and discuss your requirements 

We offer face-to-face appointments or if you prefer we can arrange a digital appointment via  Zoom, Teams, or telephone, whatever suits you best.