Frequently Asked Questions

Your deposit amount, chosen lender, income level, and personal circumstances will all influence your options. Contact us to discuss your situation, and we’ll provide you with a tailored affordability assessment. 

As a general guideline, most lenders require a minimum deposit of 5%. However, this may vary depending on the type of purchase and your circumstances. Please reach out to us for tailored advice and guidance. 

With so many options available, banks and comparison websites often overlook your unique circumstances, requirements, and needs. We take a personalised approach by sourcing the entire mortgage market and providing comprehensive advice and recommendation services tailored to you. Throughout the process, you’ll have a dedicated contact to guide and support you every step of the way.

Most estate agents will request to see an agreement in principal when you make an offer on a property. We will make sure that you have this available when needed to give you the confidence to make an offer on your chosen property. 

Lenders require specific insurance, which is essential to protect your investment. Purchasing a property is one of the most significant financial commitments you’ll make in your lifetime. We provide a comprehensive advice and recommendation service to offer you a tailored quote, ensuring you’re protected in all scenarios—from minor content claims to significant events where the mortgage needs to be repaid for you or your family. 

Please contact us via the contact us on our website or adam@mortgagesearchltd.co.uk 01908 015682 or 07539357053. We can have an initial chat and discuss your requirements 

We offer face-to-face appointments, or if you prefer, we can arrange a digital appointment via  Zoom, Teams, or telephone, whatever suits you best.